A European-style insurance system will deliver greater efficiencies and, through the clarity given by a pricing model for services, be more honest.
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A conventional budget of tax rises and spending cuts sizeable enough to begin to make our national debt affordable will constrict growth.
The most important sector is one usually ignored. Small firms constitute 99 per cent of all business in the country.
Without one, spending on older citizens will so far outstrip revenue from workers that future governments will face some unpleasant choices.