David Fagleman: When it comes to the banks, financial stability isn’t enough

Something must be done to deal with the self-serving culture of the banking industry. Here’s that something.

David Fagleman and Adam Wildman: The NHS will be broke in a decade unless integration happens

We need a move towards mutuals.

David Fagleman and Adam Wildman: Why we need more building societies and mutuals

We need a more diverse and local finance sector – like those on the continent.